Paying rent every month? You may be able to buy a home instead with no credit check, no bank and a small down payment, often for about what you pay in rent.
A lot of people pay rent on time for years and never try to buy, because they think they need good credit, a bank loan and a big down payment. With owner financing you need none of those.
You pick a home, make a small down payment (many of our homes need $1,000 to $3,000), and make monthly payments to the seller instead of a landlord. There is no credit check, no income verification and no background screening. You can move in in as little as 5 days.
Every listing shows the price, the down payment and the estimated monthly payment. Open the homes in your city and type in what you pay in rent to see which ones fit. Many come in under what renters pay for the same size home.
Your payments go toward a home that is yours, not a landlord's. You can paint, fix things up and make it your own. No more rent increases at the end of a lease.
Our homes are sold as is, so you take care of repairs, like any owner. Walk the home, bring someone handy, and ask us anything before you sign.
Every listing shows the price, the down payment and the monthly payment up front.
View Available HomesYes. We do not run a credit check, so your score does not decide anything.
The down payment on the home you pick. Many of our homes need $1,000 to $3,000 down. Each listing shows the exact amount.
Often, yes. Compare the estimated monthly payment on any listing with your rent. Remember that as an owner you also handle repairs.