Homes for sale with no credit check

Buy a home with no credit check, no income verification and no background screening. Owner financed homes with low down payments. Browse homes for sale now.

Yes, really no credit check

We sell homes with seller financing, so there is no bank and no mortgage underwriting. We do not pull your credit, verify your income, or run a background screening.

What you do need

The down payment for the home you pick, and the ability to make the monthly payment. Every listing shows both numbers, so you know before you tour.

Who buys this way

Buyers with no credit history, low scores, past bankruptcies or collections, self employed people, and anyone tired of hearing no from a bank.

Start with the homes

Browse homes by city, pick one or two you like, and request a showing. A housing specialist will call you back.

See homes you can buy this way

Every listing shows the price, the down payment and the monthly payment up front.

View Available Homes

Owner financed homes by city

Common questions

Will buying this way hurt my credit?

We do not pull your credit, so looking and buying does not put an inquiry on your report.

Are there hidden fees?

Each listing shows the price, down payment and estimated monthly payment. Your housing specialist will go over every cost before you sign.

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