Seller financing means the current owner of the home acts as the lender. Instead of getting a mortgage from a bank, you make a down payment and monthly payments directly to the seller under agreed upon terms.
No single credit score determines the outcome. Each seller sets their own criteria, and many buyers with limited or rebuilding credit are able to move forward.
Down payment amounts vary by property and are listed on each home's detail page. Contacting us is the fastest way to understand what you can expect.
A member of our team reviews your information and follows up to discuss homes that match your budget and timeline, and to walk you through the seller financing terms.
Yes. You can request a showing for any available home directly from its listing page.
Yes — every home on ClaimThisHome is sold in its current, as-is condition, and our pricing reflects that. Many of our homes are wonderful opportunities for buyers willing to add a little sweat equity. Because the seller won't be making repairs, we encourage every buyer to look closely before committing: walk the property, bring a contractor or licensed inspector, and arrange any inspections you'd like. Completing those inspections is the buyer's responsibility, and we're happy to schedule a showing so you can take all the time you need to feel confident in your decision.
No. With seller financing, you hold an ownership interest in the property from closing, under terms defined in a financing agreement, rather than a lease with an option to buy later.