We have 41 owner financed homes for sale in St. Louis, Missouri right now, all sold directly with seller financing, so there is no bank and no mortgage approval to wait on. Prices run from $7,000 to $109,000. Down payments start at $1,000 (the typical one here is about $2,000). Monthly payments start around $225, which is often less than rent for a home this size. You will find 1 to 3 bedroom homes.
Every home on this page is sold with seller financing, sometimes called owner financing or a contract for deed. You make a down payment and then monthly payments straight to the seller. No mortgage application, no credit check, and no waiting on an underwriter. Learn how seller financing works.
Our homes in St. Louis, MO are sold with seller financing, which many people search for as rent to own. The difference is better for you: you own the home from day one instead of renting with an option to buy later, and your monthly payment goes toward a home that is already yours.
Yes. We do not run a credit check, verify income, or do a background screening. You pick a home, make the down payment, and make your monthly payments to the seller.
Down payments on our St. Louis, MO homes start at $1,000. Each listing shows its exact down payment and estimated monthly payment.
Open any listing and tap Request a Showing, or use the Schedule a Showing page. A housing specialist will reach out to set a time.
More reading: rent to own vs. seller financing, no credit check homes, first time home buyers.