Rebuilding your credit? You can still buy a home. Owner financed homes need no credit check, so you can own while you rebuild. See homes with low down payments.
A low score, a bankruptcy or old collections can keep you out of a bank mortgage for years. Seller financing does not use a credit score, so you can buy now while you keep rebuilding.
Making steady payments on your own home is good for your budget and your peace of mind. Many buyers refinance into a regular mortgage later, once their credit is stronger.
Pull your free credit reports at AnnualCreditReport.com and dispute anything that is wrong. Pay every bill on time. Keep credit card balances low. Be careful of anyone who charges you up front to fix your credit. We are not a credit repair company and we do not offer credit repair, but we can help you get into a home.
Every listing shows the down payment and estimated monthly payment, so you can find a home that fits today.
Every listing shows the price, the down payment and the monthly payment up front.
View Available HomesNone. We do not run a credit check.
That depends on whether payments are reported to the credit bureaus. Ask your housing specialist about the home you are looking at.